A student’s guide to avoiding financial scams

My name is Shivangi Singh and I am studying MSc Biotechnology with Business Enterprise. When I moved to the UK, like any other international student, I was searching for a part-time job. Unfortunately, I got scammed in the very first month of moving here. I accepted a job that initially seemed genuine, only it wasn’t. I almost lost every penny I had. This can happen with anyone, but I didn’t know there were so many scams targeting international students. I’m sharing what I’ve learned to help other students not fall victim to scams.

Don’t Let Easy Money Fool You!

Being an international student brings incredible experiences but it can also mean navigating unfamiliar territory. This includes the world of part-time jobs. While you’re eager to earn some extra cash, it’s crucial to stay vigilant and avoid falling for scams disguised as dream jobs.

Red Flags: When an Offer Seems Too Good…

Have you ever seen a part-time job offering a ridiculously high salary for minimal work? That’s a classic red flag! Remember, nothing worthwhile comes easy. Building a strong financial foundation requires hard work and dedication. Here are some other signs to watch out for:

• Unrealistic promises: Does the job offer sound too good to be true? It probably is. Be wary of offers that promise vast sums of money for little to no effort.
• Upfront fees: Legitimate employers won’t ask you to pay for training or materials. If you’re asked to pay upfront, run for the hills!
• Vague job descriptions: A real job posting will clearly outline the responsibilities and expectations. If the description is full of waffle and doesn’t tell you what you’ll actually be doing, it’s best to walk away.
• Pressure tactics: Scammers often try to create a sense of urgency. They might tell you the position needs to be filled immediately or pressure you to share personal information quickly. Trust your gut and don’t be pressured into anything.
• Beware of unsolicited job offers on WhatsApp: If someone you don’t know contacts you about a part-time job, especially without you actually applying for that job, be cautious. It could be a scam.

Be Informed, Be Safe

Here’s how you can protect yourself from falling victim to scams:

• Do your research: Before engaging with any job offer, verify the company’s legitimacy. Check the UK government website or JobLink at LUU for guidance on finding safe and reliable work opportunities.
• Educate yourself: There’s a wealth of information available online and through your university to help you identify scams. Don’t hesitate to ask questions and learn the common tactics scammers use.
• Network with fellow students: Connect with other international students at your university. Sharing experiences and concerns can help you avoid common pitfalls. Remember, sharing personal information with unverified sources is a no-go. Always keep your private details secure.

Remember, Education is Your Priority

Being financially secure is important, but remember, your education comes first. Your university is a goldmine of legitimate opportunities. Take advantage of your university offers, from the Careers Service, to part-time job listings. These resources are designed to help students find work that won’t interfere with their studies.

By staying informed and being vigilant, you can navigate the world of part-time work with confidence. It’s not just about finding a job; it’s about finding the right job. Remember, a little caution goes a long way in protecting your finances and ensuring a successful academic journey in the UK!

Shivangi Singh, MSc Biotechnology with Business Enterprise.